Yodl Checkout Configuration

Yodl Checkout is the ecommerce/commerce based solution for accepting payments. The architecture is (eventually) fully decentralized, non-custodial, permissionless.

• Non-custodial
  • At no point does yodl hold user assets
  • No counter-party risk, including bridging
• Decentralized
  • payment routers on-chain, immutable, verifyable
  • indexer is a lightweight tx parser and triggers further webhooks. can be run standalone once released.
  • Not so decentralized:
    • The dapp is currently centralized and hosted by yodl for ease of use
• Permissionless
  • No user system, setup is entirely done through ENS, outside of yodl.
• Intermediaries optional
  • You choose where to send your assets. directly to your wallet, a custodian, more options are coming.

Components

Payment Router

Smart contracts deployed on most EVM chains that handle:

• Swaps
  • Uniswap, Curve, Pancake
• intent-based bridging
  • Across.to
• Currency conversion
  • Chainlink pricefeeds (Fiat and Crypto)
• Payment metadata
  • memo
  • invoiceCurrency
• Fee structure
  • yodlFee charged to the receiver
    • 0.20% if a memo is given, typically used in commercial settings.
    • 0.0% otherwise, typically for p2p, deposits, transfers
  • convenienveFee charged to the sender if a swap is performed. convenienceFee includes slippage.
    • 0.10% for stablecoin swaps, of the same currency
    • 0.25% for other swaps
  • bridgeFee might apply for bridge transactions
• Plugin System
  • White/blacklist/kyc
  • Payment Gating
  • Discounts

Dapp

End-user facing dapp

• Yodl Pay: our end-consumer P2P dapp/PWA